Designed for investors who purchase with cash and need capital for repairs, or who require a bridge between acquisition and permanent refinancing.
| Type | Mortgage Bridge Loan |
| Structure | 100% bullet – interest-only |
| Maximum LTV | 65% |
| Minimum Amount | USD $100,000 |
| Term | Up to 24 months |
No prepayment penalties.
First mortgage as collateral.
Certified appraisal for every transaction.
65%
24m
Term
$100k
LTV calibrated against 40 years of market history. The worst recorded decline was -27%. Our buffer is 35%.
Our institutional security protocol designed to mitigate risks at every stage of the credit process.
Maximum LTV 65%
We finance only 65% of the property value, creating a 35% equity buffer.
First Mortgage
Registered and enforceable primary collateral. Co-investors have payment priority.
Promissory Note
Personal recourse of the borrower, ensuring full commitment beyond the collateral.
Certified Appraisal
Independent and rigorous valuation before every capital disbursement.
All-Risk Insurance
Active policies with MyKap as an additional beneficiary to protect the physical asset.
Alignment of Interests
MyKap co-invests a minimum of 20% in every loan, sharing the risk with you.
Have questions?
Book a virtual meeting with us to get clear, personalized answers.
