We Leverage the Success of Your Investments
HARD MONEY LOAN ORIGINATOR FOR REAL ESTATE INVESTORS IN THE U.S.
We Are MyKap — Home Kapital Finance LLC
An American company headquartered in Weston, Florida. NMLS licensed with 4.5 years of operation, specialized in the agile origination of hard money loans for real estate investors in the United States.
Our model has evolved toward multifamily property financing, where we co-invest in every loan we originate — aligning our interests with those of our clients and investors.
Agility
Security
Alignment
Our Products
Bridge Mortgage Loan
Loan Structure
| Type | Bridge Mortgage Loan |
| Structure | 100% bullet – interest only |
| Maximum LTV | 65% |
| Minimum Amount | USD $100,000 |
| Term | Up to 24 months |
| Principal Repayment | At maturity – no prepayment penalty |
| Collateral | First mortgage on the property |
No prepayment penalties.
First mortgage as collateral.
Certified appraisal for every transaction.
Your capital is protected.
Our LTV was calibrated against 40 years of U.S. real estate market history.
In the event of any historic market crash,
MyKap is covered.
📈
-27% (2006–2012)
🛡️
35% (LTV 65%)
📉
2026 Projections
Positive growth projected by leading firms
(Source: S&P Case-Shiller / FHFA — 40 years of historical data)
Our Products
Co-investment
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Secured by a first mortgage on the property
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Maximum LTV of 65% — 35% buffer against market declines
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MyKap co-invests a minimum of 20% in every loan
Invest your capital with MyKap
Be part of our co-investment model. Your capital works, backed by real assets.
At MyKap we have proven a solid model, supported by consistent results, a healthy portfolio, and effective origination and risk management processes. We see the alliance with new co-investors as an opportunity to scale our model and generate shared value through safe, profitable investments backed by real assets.
Our Partners
